London & the South East · 2026 build costs
Planning a rear extension, a loft conversion, or weighing up both? Get an honest cost range for your London project in under a minute, with no email required - then unlock a detailed, line-by-line breakdown. Our figures are built from real London build rates for 2026.
Calculate your cost
Answer a few questions for an instant range - no email required. Before you budget, it is worth checking whether you need planning permission.
Extensions
Two extensions of the same size can land at very different figures. Specification is the biggest lever - the gap between standard aluminium doors and a structural glazing system, or a mid-range kitchen and a bespoke one, is often larger than the cost of the structure itself. Extension type matters too: a single storey rear extension is the baseline, a side return costs a little more per square metre for its party wall complexity, a wraparound adds a structural corner and a larger footprint, and a basement sits far above the rest because of excavation, underpinning and tanking.
Floor area, ground conditions and site access all feed in. A tight terrace with no rear access, or heavy clay that needs deeper foundations, will always cost more than a straightforward job on an open plot.
Loft conversions
For a loft, the type of conversion is the biggest single factor. A rooflight conversion keeps the existing roof and simply adds windows into the slope, so it is the most affordable. A dormer builds out from the rear roof to create headroom and floor area. A hip to gable rebuilds the sloping side of the roof into a vertical wall, and is often paired with a dormer. A mansard reconstructs the whole rear slope to near-vertical, creating the most usable space of any loft type, and always needs planning permission.
Beyond the type, the amount of structural steel, the state of the existing roof, and how neatly the new staircase fits into the floor below all shift the final figure.
What it includes
The figure covers construction plus professional fees at 12.5 percent - architecture, structural engineering and building regulations. It does not include VAT, which most residential work attracts at the standard rate. It also sits outside the statutory and third-party costs that come with any project: the planning application fee, building control charges, and a party wall surveyor where a neighbour is involved.
Larger schemes can attract the Community Infrastructure Levy or Section 106 obligations, depending on the borough and the scale of what you are adding. These are set by the local authority, not by us, and we flag them early so nothing arrives as a surprise.
Regional variation
Location moves the number for practical reasons. In Central and prime boroughs like Chelsea, Kensington and Hampstead, access is harder, storage and parking are constrained, and the expected level of finish is higher - all of which push the build cost up. Inner London sits a step below prime, while Outer London and Surrey tend to be more affordable to build in, with easier access and more generous plots.
Conservation area status and listed building consent add cost wherever you are, because they call for more careful design, better materials and a more involved approvals process.
How it works
You get a broad range straight away, with no email required. That range is deliberately wide, because before we have seen your property the honest answer spans a lot of ground. When you ask for the detailed breakdown, the estimate narrows and splits into the parts a builder actually prices - structure, roof and glazing, services, internal finishes, a contingency, and the kitchen, bathroom or en-suite allowances at their real figures.
It is a well-informed guide to help you plan and budget, not a fixed quotation. A firm price follows a measured survey and a developed design, where the specific decisions that move the number are settled.
One team
Rosace Design Studio is a London residential architecture and design-and-build studio. Our architectural designers, interior designers, structural engineers and builders work as one team, from first sketch to final handover, under a single contract. That means the quality shown in the drawings is what gets built, and the budget is owned end to end rather than handed between parties.
Ready to talk it through? Book a free consultation and we will give you an honest view of what is achievable.
Common Questions